This is our privacy notice for our members. When we use the words "you and your" we meant the following types of members:

• All of our consumer members who have continuing relationship with us, such as:
  • Deposit account
  • Loan account
  • Credit card
  • Safe Deposit box
  • Self-directed Individual Retirement Account where we act as custodian or trustee
  • Home mortgage brokerage

We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information.

We first define some terms.

We, our and us means
Notre Dame Community Federal Credit Union

Nonpublic personal Information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control.

A nonaffiliated third party is company that is not an affiliate of ours.

We collect nonpublic personal information about you from the following sources.

• Information we received from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safe-guards that comply with federal regulations to guard your nonpublic personal information.

Since we value our member relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties except as permitted by law.

• Non public personal information we receive form you on application on other forms, such as:
  • Social security number
  • Suffix to account number
  • Date of birth
  • Encrypted account number

We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.